A Renters Insurance quote is a personalized estimate of how much your policy will cost. It’s based on factors such as where you live, the value of your personal belongings, and whether your home has fire alarms or other security features because every insurance company uses a unique formula to calculate rates. There are several options once you’re ready to get a Renters Insurance
quote, which includes; Shopping for quotes online or by phone, speaking with a “captive agent” who works for a single company, working with an independent agent or insurance broker who can offer quotes from multiple companies. No matter which option you choose, try to get at least three quotes — all with the same coverage limits and deductibles — so you can evaluate the company offering the best price for your needs. However, a “captive agent” can only give you one quote.