There's an essential distinction between the terms additional interest and additional insured. A renters insurance other interest only gets informed as we covered previously. Additionally, the insured, however, is on the plan with you. They can change the plan, are covered by the plan, and can even be covered during a lawsuit, while an additional interest can do or be covered by none of these things. You mustn't allow people to be additionally insured on your plan if you don't want them to be because they'll be impossible to sue by you. Having someone be immune to legal action from you while being on a renters insurance plan with you could be problematic—especially if they're your landlord. You don't ever want someone on your insurance plan that you don't trust or don't know, so never add someone as additionally insured unless you're sure about it.