There's a variety of questions that may be asked by your insurer once an investigation of your claim begins. The healthiest, most straightforward way to combat and deal with many of these questions starts with reporting your loss in an accurate, timely manner. The insurer will look at what you say, examine the facts, and make sure everything lines up. Any inaccuracies or things that stand out will be noticed, and the insurer will probably take issue with that. Your Proof of Loss, which is the official statement that the insurer will be presented with, must be ironclad. They can ask for sworn statements, ask for you to make oaths that are legally binding. They will generally ask for information about the losses in question, the event, and other information relating to and concerning these things. Comply. It's in your best interest to do so.