So, in answer to
does renters insurance cover a stolen bike, the answer is a resounding YES! You are covered, just be sure that you've got your bikes listed on the policy, that you are keeping them locked up when not in use, and finally you will want to register them online with the National Bike registry. They'll give you a certificate and a sticker that you can affix to the bike to help identify it if it is recovered but if it isn't, you won't have to worry. Also, don't forget to report that the bike has been stolen from your local police, as this is also an important part of the process. Does renters insurance cover bike theft? With a little preparation and some simple steps for filing your claim, you BET it does!